Privacy Policy and Disclaimer

This privacy policy sets out how WORLD-OF-TAKAFUL uses and protects any information that you give to WORLD-OF-TAKAFUL when you use this website. By accessing the WORLD-OF-TAKAFUL Site you agree with this Privacy Notice. If you do not agree to this Statement, do not proceed to further web pages of WORLD-OF-TAKAFUL and do not send us your personal data.

This Online Privacy Notice should be read in conjunction with the Disclaimer.

WORLD-OF-TAKAFUL is committed to ensure that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website, you can be assured it will only be used in accordance with this privacy statement.

WORLD-OF-TAKAFUL may change this policy from time to time and all updates will be listed on this page.. This policy is effective from 1st March, 2025.

We may collect the following information:

• name and job title
• contact information including email address
• demographic information such as postcode, preferences and interests
• other information relevant to customer surveys and/or offers

We require this information to understand your needs and provide you with a better service. We may also use it for the following reasons:

• Internal record keeping.
• We may use the information to improve our services.
• We may periodically send promotional emails about new products, special offers or other information which we think you may find interesting using the email address you have provided.
• From time to time, we may also use your information to contact you for market research purposes. We may contact you by email, phone, fax or mail. We may use the information to customise the website according to your interests.

We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

A cookie is a small file which asks permission to be placed on your computer’s hard drive. Once you agree, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.

We use traffic log cookies to identify which pages are being used. This helps us analyse data about webpage traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.

Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.

You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.

Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

If you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time by writing to or emailing us at info@wot.com

We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so. We may use your personal information to send you promotional information about third parties which we think you may find interesting if you tell us that you wish this to happen.

If you believe that any information we are holding on you is incorrect or incomplete, please write to or email us as soon as possible, at the above address. We will promptly correct any information found to be incorrect.

Any changes to our privacy policy in the future will be posted to the site or where appropriate, through e-mail notification.

All comments, queries and requests relating to our use of your information are welcomed and should be addressed to Manager Communications, WORLD-OF-TAKAFUL P.O. Box 341486 Dubai, United Arab Emirates.

To the fullest extent permissible pursuant to applicable law, the materials on this website are provided as is and without warranties of any kind either expressed or implied by WORLD-OF-TAKAFUL. The company disclaims all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.

WORLD-OF-TAKAFUL does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components. WORLD-OF-TAKAFUL does not warrant or make any representations regarding the use or the results of the use of the materials on this website in terms of their correctness, accuracy, reliability, or otherwise. You (and not WORLD-OF-TAKAFUL) assume the entire cost of all necessary servicing, repair, or correction.

The information and descriptions contained herein are not necessarily intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes; please refer to the actual plan or the relevant product or services agreement. The scenarios are for general consumer and takaful stakeholder understanding and are subject at all times to the terms, conditions and exclusions of the related Takaful matters of third party takaful stakeholders.

This website may be linked to other websites which are not maintained by WORLD-OF-TAKAFUL. We are not responsible for the contents of those websites. The inclusion of any link to such websites does not imply approval of or endorsement by WORLD-OF-TAKAFUL of the websites or the content thereof.